Converting your loosing hand to winning (whether at Job or business) ………………. By switching up to Equity Investments, did pay in this LIVE case study of our own client, a 27-year old!
What beautiful is: “Money Maths” ………….
Converting losses to gain altogether …Just needs that mental frame and decision making!
THE CASE:
2020 Covid-time Salary Cut by 12% ………..
………… Salary last year was at just at 88% ……………..
Employer Salary-hike target for 2021 & 22 ….. slashed by 6% each year
……………….…. own expenses shot up by 7%
………………… Total earning hit was at about 25% each year,
making it 25% + 25% = 50% losses in 2 years!
Then in 2020 …… a smart one, pulled down by circumstances but not broken, was guided first-time to venture into better alternative investments (away from Fixed Deposits, PPF, etc) and that too – directly into EQUITY to cover up for the lost earnings. This happened only because there was a clear desire to cover some lost ground, with which this individual came to us.
……. Invested 50% of his reduced salaries (i.e. 44% of their take-home earnings) ……………….
44% Invested amount……………….. grew by an average 77% each year, in 2 years, by this day of 2022 …….
Effectively …………. Loss of approximately 5 Lacs was converted to 12.1 Lacs of gain!
Technically from a -25% setback on 2 years’ earnings to a +41% Gain at the end, today!
Overall – the situation actually mimics a salary-hike of a whopping 99.26% each year
on the original salary of 2020 (which was so-called pandemic affected or reduced)!
Actual Table below.
Note: Actual figures just rounded off to nearest decimals.
Whether INR or $$ ………….. careful thought and courage to solve an on-hand financial problem is all it takes to make your status better! Equities are a good option if done well with the right advisory. Never fear it!
Equities still look pretty good for the next 1-2 years in India, owing to the massive gain India sees from a variety of global factors. And taking that route – would pay you in the short or long run!
Moral of the Story: Consciously find ways to grow your earnings/ savings! Seek professional advice. Take calculated bets. Never fear Equity!
Real Case study & compilation by:
Rishabh Aggarwal
(Investment Expert)
BigRise Financial™
Write to: info@bigrisefinanace.com
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